Terms and Conditions
Welcome to Invest With Chetan, where we strive to provide comprehensive financial advice in term insurance, health insurance, mutual funds, PMS (Portfolio Management Services), Guaranteed Income Plans, and more. By engaging with our website and services, you agree to adhere to the following terms and conditions:
Limited Access: Invest With Chetan grants users limited access to our website for personal, non-commercial use. This access allows you to explore the various financial advice services and resources offered on the platform. Any use beyond this scope requires explicit consent from Invest With Chetan.
Non-Commercial Purpose: Users are encouraged to engage with the website solely for personal purposes and to seek financial information. Any commercial use, including but not limited to the reproduction, distribution, or exploitation of website content for commercial gain, is strictly prohibited without the express permission of Invest With Chetan.
Prohibited Activities: Users are expressly prohibited from engaging in activities that could compromise the integrity of the website, such as attempting unauthorized access, introducing malicious code, or interfering with the normal operation of the platform. Any such activities may result in legal action.
Modification and Reproduction: Modification or reproduction of any part of the website, including text, graphics, logos, and images, is strictly prohibited without the explicit consent of Invest With Chetan. This includes, but is not limited to, altering or repurposing content for personal or commercial use.
Reservation of Rights: Invest With Chetan reserves the right to modify, suspend, or discontinue any aspect of the website at any time. This includes changes to content, services, or features. Users are encouraged to review the terms and conditions regularly to stay informed about any updates or modifications.
Informational Purposes: The financial advice provided on Invest With Chetan's platform is intended for informational purposes only. It is not a substitute for professional financial advice tailored to individual circumstances. Users should seek advice from qualified financial professionals before making any decisions based on the information provided.
No Guarantee of Results: Invest With Chetan does not guarantee specific results from following the financial advice offered on the platform. Financial markets are inherently unpredictable, and outcomes may vary based on various factors beyond our control.
Dynamic Nature of Financial Markets: Users should recognize that financial markets are dynamic, and information provided on the platform may become outdated or inaccurate due to changing market conditions. While we strive to provide up-to-date and accurate information, users are encouraged to verify information independently.
User Responsibility: Users are responsible for their own financial decisions. Invest With Chetan does not assume liability for any financial losses or damages incurred as a result of decisions made based on the information provided on the platform.
Educational Resources: The financial advice services offered include educational resources designed to enhance financial literacy. These resources aim to empower users with knowledge to make informed financial decisions.
Service Limitations: Financial advice services on the platform have limitations, and users should not solely rely on them for comprehensive financial planning. Users are encouraged to consider a holistic approach to financial management, incorporating diverse sources of information and professional advice.
Account Creation: Some services on Invest With Chetan may require users to create accounts. Users are responsible for providing accurate and current information during the account creation process.
Confidentiality: Users are required to maintain the confidentiality of their account information, including usernames and passwords. Any activities conducted under a user's account are their responsibility.
Unauthorized Access: Users must report any unauthorized access or suspicious activities related to their account promptly. Invest With Chetan is not liable for unauthorized access that occurs due to the user's failure to safeguard their account information.
Accurate Information: Users are responsible for providing accurate and up-to-date information. Invest With Chetan is not responsible for any consequences resulting from inaccurate or outdated information provided by users.
Compliance with Terms: Users are expected to comply with all terms and conditions outlined by Invest With Chetan. Failure to adhere to these terms may result in the suspension or termination of services.
Prohibited Activities: Users must refrain from engaging in activities that could compromise the integrity of the platform. Prohibited activities include attempting unauthorized access, introducing malicious code, or interfering with the normal operation of the website.
Notification of Changes: Users should review the terms and conditions regularly to stay informed about any updates or modifications. Continued use of the platform after changes to the terms signifies acceptance of the updated terms.
Understanding Financial Risks: Users acknowledge that engaging in financial activities involves inherent risks. It is the user's responsibility to understand these risks and seek professional advice when needed.
Termination of Account: Invest With Chetan reserves the right to terminate or suspend user accounts at its discretion, especially in cases of suspected fraudulent activities or violations of terms.
Information Collection: Invest With Chetan collects personal information from users for the purpose of providing tailored financial advice and services. This may include, but is not limited to, names, contact details, financial goals, and preferences.
Consent: By using our services, users consent to the collection, processing, and storage of their personal information in accordance with this privacy policy. Users have the right to withdraw their consent at any time.
Use of Information: Personal information collected is used to customize financial advice, improve user experience, and communicate relevant information. Invest With Chetan does not sell or share personal information with third parties for marketing purposes.
Security Measures: Invest With Chetan employs industry-standard security measures to protect user information. However, no online platform can guarantee absolute security. Users are encouraged to use span, unique passwords and to report any security concerns promptly.
Cookies and Tracking: The website may use cookies and tracking technologies to enhance user experience. Users can control cookie preferences but should be aware that disabling cookies may affect certain features.
Third-Party Links: Invest With Chetan may include links to third-party websites for additional resources. Users are encouraged to review the privacy policies of these external sites, as they are beyond our control.
Data Retention: Personal information is retained for the duration necessary to fulfill the purposes outlined in this privacy policy. Users can request the deletion of their information, subject to legal and regulatory requirements.
Communication: Invest With Chetan may contact users via email or other means for important updates, service notifications, or promotional materials. Users can opt-out of promotional communications.
Policy Changes: This privacy policy is subject to periodic updates. Users are encouraged to review the policy regularly to stay informed about how their information is handled.
Questions and Concerns: Users with questions or concerns about the privacy policy or the handling of their personal information should contact Invest With Chetan at [Your Contact Information].
Ownership: All content on the Invest With Chetan website, including but not limited to text, graphics, logos, images, and multimedia elements, is the intellectual property of Invest With Chetan unless otherwise stated.
Prohibited Use: Users are prohibited from using, reproducing, or distributing any content from the website without explicit consent from Invest With Chetan. This includes modifying, adapting, or repurposing content for personal or commercial use.
Trademarks: The Invest With Chetan name and logo are trademarks owned by Invest With Chetan. Unauthorized use of these trademarks is strictly prohibited.
Limited License: Users are granted a limited, non-exclusive, and non-transferable license to access and use the content on the website for personal, non-commercial purposes. This license does not constitute a transfer of ownership or rights.
User-Generated Content: Users may contribute content to the platform, such as comments or reviews. By submitting content, users grant Invest With Chetan a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, reproduce, and display the content.
Monitoring and Enforcement: Invest With Chetan actively monitors for unauthorized use of its intellectual property. Any infringement may result in legal action to protect these rights.
Third-Party Content: The website may include content from third parties, and intellectual property rights for such content are typically owned by the third party. Users are bound by the terms and conditions of use specified by third-party content providers.
Report Violations: Users or third parties who believe their intellectual property rights have been violated on the Invest With Chetan platform are encouraged to report such violations promptly.
Policy Changes: Invest With Chetan reserves the right to update or modify the terms related to intellectual property at any time. Users are advised to review these terms regularly for any changes.
Informational Purpose: The financial advice provided on the Invest With Chetan platform is for informational purposes only. It is not intended as professional financial advice, and users should consult with qualified financial professionals before making any financial decisions.
No Guarantee of Results: Invest With Chetan does not guarantee specific results from following the financial advice provided on the platform. Financial markets are subject to inherent risks and uncertainties, and outcomes may vary based on various factors beyond our control.
Dynamic Nature of Financial Markets: Users should be aware that financial markets are dynamic, and information provided on the platform may become outdated or inaccurate due to changing market conditions. While we strive for accuracy, users should independently verify information.
User Responsibility: Users are responsible for their own financial decisions and actions taken based on the information provided on the platform. Invest With Chetan is not liable for any financial losses or damages incurred as a result of decisions made based on the information provided.
Educational Content: The financial advice on the platform may include educational content designed to enhance financial literacy. However, this content should not be considered a substitute for professional financial advice tailored to individual circumstances.
Service Limitations: Financial advice services on the platform have limitations, and users should not solely rely on them for comprehensive financial planning. Users are encouraged to consider a holistic approach to financial management, incorporating diverse sources of information and professional advice.
Changes in Financial Landscape: The financial landscape is subject to change, and information provided on the platform may become outdated. Users should be aware of the dynamic nature of financial markets and seek updated information when needed.
No Guarantees: Invest With Chetan and its affiliates do not guarantee the accuracy, completeness, or suitability of the information provided on the platform. Users acknowledge that financial markets are inherently unpredictable, and outcomes may vary.
Financial Risks: Users understand that engaging in financial activities involves inherent risks. Invest With Chetan is not liable for any financial losses, damages, or adverse consequences arising from the use of the website or financial advice services.
Consequential Damages: In no event shall Invest With Chetan or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to loss of data, revenue, or profits, arising out of the use or inability to use the platform.
Third-Party Services: Invest With Chetan may provide links or information related to third-party services. We do not endorse or assume any responsibility for the content, accuracy, or practices of third-party services. Users engage with third-party services at their own risk.
Service Interruptions: Invest With Chetan reserves the right to modify, suspend, or discontinue any part of the website or financial advice services without prior notice. The platform is provided "as is," and we do not guarantee uninterrupted access.
Force Majeure: Invest With Chetan is not liable for any failure or delay in performance resulting from acts beyond our control, including but not limited to natural disasters, strikes, or disruptions in internet services.
User Indemnification: Users agree to indemnify and hold Invest With Chetan, its affiliates, and partners harmless from any claims, losses, or damages, including legal fees, arising from their use of the platform or violation of these terms.
Legal Jurisdiction: In the event of any disputes, users agree that the exclusive jurisdiction lies with the courts in [Your Jurisdiction] and that the laws of [Your Jurisdiction] apply.
Policy Changes: Invest With Chetan reserves the right to update or modify the terms related to limitation of liability at any time. Users are advised to review these terms regularly for any changes.
Jurisdiction: These terms and conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Users agree that any legal action or proceeding arising out of or related to these terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].
Applicable Laws: Users acknowledge and agree that the laws of [Your Jurisdiction] apply to their use of the Invest With Chetan platform, regardless of conflicts of laws principles.
Legal Compliance: Users are responsible for ensuring compliance with all local laws and regulations applicable to their use of the platform. Invest With Chetan does not warrant that the platform complies with the laws outside of [Your Jurisdiction].
Dispute Resolution: Any disputes arising from the use of the platform shall be resolved through legal proceedings in the courts of [Your Jurisdiction]. Users agree to waive any objections to this venue and consent to the jurisdiction of these courts.
Legal Notice: This governing law section is an integral part of the overall terms and conditions of Invest With Chetan. Users are bound by the terms outlined in this section and should carefully read and understand them.
Policy Changes: Invest With Chetan reserves the right to update or modify the terms related to governing law at any time. Users are advised to review these terms regularly for any changes.
Right to Terminate: Invest With Chetan reserves the right to terminate or suspend access to its website and services at its discretion, with or without cause. This includes, but is not limited to, termination for breach of these terms and conditions.
Account Termination: Invest With Chetan may terminate or suspend user accounts, access to specific services, or the entire platform without prior notice. Users acknowledge that termination may result in the loss of account information and data.
Reasons for Termination: Termination may occur for various reasons, including violation of these terms, suspected fraudulent activities, or any behavior that Invest With Chetan deems harmful to the platform or other users.
Effect of Termination: Upon termination, users lose the right to access the platform and its services. Any outstanding obligations or liabilities shall survive termination.
Discontinuation of Services: Invest With Chetan may modify, suspend, or discontinue any part of the website or services at any time. This includes changes to features, content, or the availability of specific services.
User Responsibility: Users are responsible for maintaining backups of their data and information. Invest With Chetan is not liable for any loss of data resulting from termination.
Policy Changes: Invest With Chetan reserves the right to update or modify the terms related to termination at any time. Users are advised to review these terms regularly for any changes.
Communication Channels: Users can contact Invest With Chetan through the designated communication channels provided on the platform. This may include email addresses, contact forms, or other specified means of communication.
Response Time: While Invest With Chetan endeavors to respond promptly to user inquiries, response times may vary based on the nature and volume of queries. Urgent matters should be clearly indicated for expedited attention.
Accuracy of Contact Details: Users are responsible for providing accurate and up-to-date contact information when reaching out to Invest With Chetan. This ensures effective communication and timely resolution of queries.
Privacy of Communications: Users should avoid sharing sensitive or confidential information through unsecured channels. Invest With Chetan is not liable for any unauthorized access to information shared through insecure communication methods.
Policy Changes: Invest With Chetan reserves the right to update or modify the contact information and communication procedures at any time. Users are advised to check for the most current contact details regularly.
By using our website and services, you acknowledge that you have read, understood, and agree to these terms and conditions. Invest With Chetan reserves the right to update or modify these terms at any time without prior notice. It is recommended to review these terms regularly for any changes.